The University requires that all full-time and part-time students enrolled in any University program (including online programs) be covered under a health insurance plan acceptable to the University. Students may choose health care insurance through Midwestern University or may choose their own plan. The Midwestern University Student Health Care Plans are underwritten through Aetna U.S. Health Care Insurance Agency and administered by AETNA Student Health. Details of benefit plan coverage and related premium costs are available by calling the Aetna Student Health at 800/927-0783, contacting the Office of Student Services, or online at http://www.aetnastudenthealth.com. Coverage ends upon graduation.
Evidence of acceptable non-University health insurance coverage must be provided prior to program matriculation and prior to registration for the fall quarter each succeeding year thereafter by completing an online waiver form that can be accessed through the online Midwestern web site.
Health Insurance coverage must be:
- Comprehensive (not emergency only);
- Provide both in-patient and out-patient coverage in the state for the campus they are enrolled in (Illinois/Arizona); and
- Have prescription benefits.
Medicaid and other state sponsored health plans provide only catastrophic coverage if the holder is residing outside of the state providing coverage. Medicaid can only be used:
- On the Glendale campus if the student is a resident of the state of Arizona and will be undertaking their academic classes/clinical rotations in Arizona;
- On the Downers Grove campus if the student is a resident of the state of Illinois and will be undertaking their academic classes/clinical rotations in Illinois; and
- It is further required that students who are covered by Medicaid must acquire additional temporary health insurance coverage if they participate in clinical rotations in a state different than their documented state of residence (Arizona or Illinois) so the student is covered for more than emergency/catastrophic care.
Religiously affiliated health consortiums (Healthcare Sharing Ministries) are not insurance programs and are not acceptable alternate to standard health insurance.
It is the student’s responsibility to immediately notify the Office of Student Services of any change in their insured status. A student’s health insurance coverage may be randomly verified. Failure to maintain health insurance may result in immediate suspension.